SOME SOLUTIONS FOR RESTRAINING THE “MORAL HAZARD” IN HEALTH INSURANCE OF VIỆT NAM TODAY

Abstract

In the field of medical insurance, the issue of "moral hazard" often leads to an increase in unreasonable medical costs. The main cause of this issue is the discrepancy of the information among the parties involved in medical insurance. The "moral hazard" in medical insurance is shown in many forms, but mainly in the abuse and the profiteering of medical insurance funds paid by medical insurance participants. The article analyzes the causes and proposes some measures to prevent and limit the current issue of "moral hazard" in the field of medical insurance in Vietnam.